您已进入投保流程
健康保普惠多倍版重大疾病保险计划
(已累计销售0份)
{"id":50,"productType":null,"productCode":"PC1602419","plcType":3,"title":"健康保普惠多倍版重大疾病保险计划","intro":"多次赔付,全面守护","marketIntro":"保单前15年首次确诊重疾赔付150%基本保额,30周岁前确诊特疾,还可额外赔付100%基本保额,给你更完善的保障。","picUrl":"2a2a120fd539dcab3781018918870929.jpg","picUrlStr":"https://img.kunlunhealth.com.cn/2a2a120fd539dcab3781018918870929.jpg","pcPicUrl":"https://img.kunlunhealth.com.cn/be49d376d5f32cf16614600baeb054bc.png","minPicUrl":"593794ee804bad24f631a8578f57bbd2.png","minPicUrlStr":"https://img.kunlunhealth.com.cn/593794ee804bad24f631a8578f57bbd2.png","pcIntroPic":"","pcIntroPic1":null,"pcIntroPic2":null,"pcIntroPic3":null,"pcDetail":"8c245288efce78c082b70fc9aefcc8a7.png","pcDetailStr":"https://img.kunlunhealth.com.cn/8c245288efce78c082b70fc9aefcc8a7.png","h5Detail":"e76348a84a3425a57e7168951245d044.jpg","h5DetailStr":"https://img.kunlunhealth.com.cn/e76348a84a3425a57e7168951245d044.jpg","insuranceCase":"9035d9210b9de2042e2f74ed743e3ace.jpg","insuranceCaseDoc":null,"pcInsuranceCase":"https://img.kunlunhealth.com.cn/537bedbb681c75cda1671c589f6167fd.png","insuranceCaseStr":"https://img.kunlunhealth.com.cn/9035d9210b9de2042e2f74ed743e3ace.jpg","insuranceFlow":"","insuranceFlowStr":"https://img.kunlunhealth.com.cn/","compPic":"https://img.kunlunhealth.com.cn/d55bb144ce8db449ab80304eb0d86fda.png","claimFlow":"b2f81f8e7b3a89dbf82190f5dc5022d9.jpg","claimFlowStr":"https://img.kunlunhealth.com.cn/b2f81f8e7b3a89dbf82190f5dc5022d9.jpg","notify":"<h4 class=\"red\">\n\t风险提示\n</h4>\n<p>\n\t<b>犹豫期:</b>自签收保单之日起,您有15天的犹豫期,如犹豫期内退保,保险公司将退还您所缴全部保费。但超过犹豫期退保,可能会造成您的资金损失,请您重点关注。\n</p>\n<p>\n\t<b>等待期:</b>这是一份健康保险产品,保险合同等待期为本合同生效或最后一次复效之日起180日内(含第180日),保单生效日起180天内和180天后给付金额不同。\n</p>\n<p>\n\t<b>医院:</b>指本公司指定医院或中华人民共和国卫生部门评审确定的二级或二级以上的公立医院,但不包括精神病院及专供康复、休养、戒毒、戒酒、护理、养老等非以直接诊治病人为目的的医疗机构。\n</p>","notifyAtta":"https://img.kunlunhealth.com.cn/","healthNotify":"<p>\n\t1、被保险人最近1年内是否有下列不适或症状:反复头晕、头痛、晕厥、抽搐、乏力、反复咳嗽、咯血、心悸、胸闷、胸痛、气短、呼吸困难、身体任何部位的包块或肿物、紫斑、反复腹痛、黄疸、肝区疼痛、浮肿、耳鸣、血尿、蛋白尿、便血、关节肿痛、肌肉萎缩、反复发热、明显体重下降(体重在6个月内下降超过5公斤)、原因不明的皮肤或鼻出血、淋巴结持续肿大?或就任何健康问题(除一般流感、感冒或肠胃炎外)正在接受任何治疗,或打算寻求或被医生建议寻求治疗或检查?\n</p>\n<p>\n\t2、被保险人最近2年内是否做过以下一项或几项检查并且检查结果有异常并且被建议随诊、复检或进一步检查:心电图、超声心动图、血管造影、X光、B超、CT,核磁共振、内窥镜、病理检查、肌电图、肿瘤标志物检查、妇科检查、宫颈TCT检查、血液检查或其它检查项目,或正在等待任何检查/调查的结果?\n</p>\n<p>\n\t3、被保险人是否曾经被诊断或正患有以下任何疾病:<br />\n良、恶性肿瘤(含原位癌、癌前病变、肿块、结节、囊肿、息肉、宫颈上皮内瘤变(CIN))、高血压(收缩压达到140mmHg或舒张压达到90mmHg)、心脏病(包括但不限于心功能不全、冠心病、心肌梗死、心肌病)、主动脉血管瘤;脑血管病(包括但不限于脑出血、脑中风、脑血管畸形);肝硬化、慢性肝功能衰竭失代偿期、慢性活动性肝炎(包括乙型、丙型病毒性肝炎或携带者)、糖尿病、胰腺炎、胰腺囊肿;溃疡性结肠炎、克隆病、萎缩性胃炎或胃溃疡;肺部疾病(包括肺气肿、肺结核、慢性阻塞性肺病、尘肺、肺纤维化、呼吸衰竭);哮喘;眼部疾病;先天性疾病、遗传性疾病、红斑狼疮;肾脏疾病(包括慢性肾炎、肾功能衰竭、多囊肾);泌尿生殖系统疾病;严重的血液疾病(包括白血病、血友病、再生障碍性贫血);神经疾病(包括癫痫、多发性硬化、重症肌无力);精神分裂症、抑郁症、脑炎后遗症或脑膜炎后遗症、阿尔茨海默病、帕金森病;性病、艾滋病及HIV阳性、接受过器官移植、法定传染病甲类或乙类;智力障碍、严重视力听力、语言能力障碍、脊柱或胸廓畸形、四肢、手足缺损或畸形、瘫痪、关节炎或植物人状态;成瘾性药物、毒品中毒史?或除以上疾病、因任何健康问题(除一般流感、感冒或肠胃炎外),曾接受超过连续14天的药物治疗?\n</p>\n<p>\n\t4、被保险人是否曾被保险公司解除合同、拒保、延期、条件承保或有过任何形式的重大疾病保险索赔?被保险人正在申请或已生效的重大疾病累计保额是否大于100万?\n</p>\n<p>\n\t5、(妇女适用)被保险人现在是否正处于怀孕28周至产后4周或合并妊娠并发症?或孕周未超过28周,但孕期检查结果有异常?被保险人最近1年内是否曾有阴道异常流血、不明原因乳头溢液?\n</p>\n<p>\n\t6、适用于不满2周岁的被保险人:是否出生时体重低于2.5公斤;是否出生时曾有早产、难产、窒息、缺氧等异常情况;是否存在智能低下、发育迟缓、脑瘫、反复惊厥、抽搐等情况?\n</p>","questVersion":"09202101","notifyJob":"1,2,3,4","minAmount":1311,"maxAmount":0,"perAmount":0,"minNum":1,"maxNum":0,"buyNum":0,"expectedRate":"0.00","currentRate":0,"clause":"<h4>\n\t《免除保险人责任确认书》\n</h4>\n<p class=\"fontWeight600\">\n\t尊敬的客户,您好!\n</p>\n<p>\n\t感谢您选择昆仑健康保险股份有限公司(以下简称“本公司”)的健康保普惠多倍版重大疾病保险产品,这是对本公司的充分信任和支持。本产品由主险《昆仑健康保险股份有限公司健康保普惠多倍版重大疾病保险(必选)》及其附加险《昆仑健康保险股份有限公司附加健康保豁免保险费重大疾病保险(可选)》组成而成,为了让您更充分的了解条款内容,保障您的合法权益,本公司在产品条款中已对免除保险责任的内容通过加黑以及标注灰色底纹的方式做了突出显示,请您仔细查阅,并请您重点关注产品条款相关免责内容,具体内容如下:\n</p>\n<p class=\"docContent_title\">\n\t健康保普惠多倍版重大疾病保险\n</p>\n<p>\n\t<b>第九条 责任免除</b> \n</p>\n<p class=\"textIndent2\">\n\t<b>因下述一种或多种情形导致被保险人身故或全残,发生本合同所列的重大疾病、中症 疾病、轻症疾病、特定疾病的,本公司不承担给付保险金和豁免保险费的责任:</b> \n</p>\n<p class=\"textIndent2\">\n\t<b>(一)投保人对被保险人的故意杀害、故意伤害;</b> \n</p>\n<p class=\"textIndent2\">\n\t<b>(二)被保险人故意犯罪或抗拒依法采取的刑事强制措施;</b> \n</p>\n<p class=\"textIndent2\">\n\t<b>(三)被保险人故意自伤、或自本合同成立或者本合同效力恢复之日起2年内自杀,但被保险人自杀时为无民事行为能力人的除外;</b> \n</p>\n<p class=\"textIndent2\">\n\t<b>(四)被保险人服用、吸食或注射毒品;</b> \n</p>\n<p class=\"textIndent2\">\n\t<b>(五)被保险人酒后驾驶、无合法有效驾驶证驾驶,或驾驶无合法有效行驶证的机动 </b><b>第 6 页 共 51 页 </b><b>车;</b> \n</p>\n<p class=\"textIndent2\">\n\t<b>(六)被保险人感染艾滋病病毒或患艾滋病(但符合本合同“附表一:重大疾病列表” 中疾病定义的除外); </b> \n</p>\n<p class=\"textIndent2\">\n\t<b>(七)战争、军事冲突、暴乱或武装叛乱;</b> \n</p>\n<p class=\"textIndent2\">\n\t<b>(八)核爆炸、核辐射或核污染;</b> \n</p>\n<p class=\"textIndent2\">\n\t<b>(九)遗传性疾病,先天性畸形、变形或染色体异常(但符合本合同“附表一:重大疾 病列表”“附表二:中症疾病列表”“附表三:轻症疾病列表”“附表四:特定 疾病列表”中疾病定义的除外)。</b> \n</p>\n<p class=\"textIndent2\">\n\t<b>被保险人因上述第(一)项情形身故的,本公司向被保险人的继承人退还本合同的现金 价值,本合同终止。 </b> \n</p>\n<p class=\"textIndent2\">\n\t<b>被保险人因上述第(一)项情形全残或发生本合同所列的重大疾病、中症疾病、轻症疾 病、特定疾病的,本公司向被保险人退还本合同的现金价值,本合同终止。</b> \n</p>\n<p class=\"textIndent2\">\n\t<b>被保险人因上述其他情形身故或全残,发生本合同所列的重大疾病、中症疾病、轻症疾 病、特定疾病的,本公司向投保人退还本合同的现金价值,本合同终止。</b> \n</p>\n<p class=\"docContent_title\">\n\t附加健康保豁免保险费重大疾病保险\n</p>\n<p>\n\t<b>第九条 责任免除 </b> \n</p>\n<p class=\"textIndent2\">\n\t<b>因下述一种或多种情形导致被保险人身故或全残,发生本附加险合同所列的重大疾病、 中症疾病、轻症疾病的,本公司不承担豁免保险费的责任: </b> \n</p>\n<p class=\"textIndent2\">\n\t<b>(一)被保险人故意犯罪或抗拒依法采取的刑事强制措施;</b> \n</p>\n<p class=\"textIndent2\">\n\t<b>(二)被保险人故意自伤、或自本附加险合同成立或者本附加险合同效力恢复之日起2 年内自杀,但被保险人自杀时为无民事行为能力人的除外; </b> \n</p>\n<p class=\"textIndent2\">\n\t<b>(三)被保险人服用、吸食或注射毒品;</b> \n</p>\n<p class=\"textIndent2\">\n\t<b>(四)被保险人酒后驾驶、无合法有效驾驶证驾驶,或驾驶无合法有效行驶证的机动车;</b> \n</p>\n<p class=\"textIndent2\">\n\t<b>(五)被保险人感染艾滋病病毒或患艾滋病(但符合本附加险合同“附表一:重大疾病 第 4 页 共 40 页 列表”中疾病定义的除外);</b> \n</p>\n<p class=\"textIndent2\">\n\t<b>(六)战争、军事冲突、暴乱或武装叛乱;</b> \n</p>\n<p class=\"textIndent2\">\n\t<b>(七)核爆炸、核辐射或核污染;</b> \n</p>\n<p class=\"textIndent2\">\n\t<b>(八)遗传性疾病,先天性畸形、变形或染色体异常(但符合本附加险合同“附表一: 重大疾病列表”“附表二:中症疾病列表”“附表三:轻症疾病列表”中疾病定义 的除外)。 </b> \n</p>\n<p class=\"textIndent2\">\n\t<b>被保险人因上述情形身故的,本公司向被保险人的继承人退还本附加险合同的现金价 值,本附加险合同终止。</b> \n</p>\n<p class=\"textIndent2\">\n\t<b>被保险人因上述情形全残或发生本附加险合同所列的重大疾病、中症疾病、轻症疾病的, 本公司向投保人退还本附加险合同的现金价值,本附加险合同终止。</b> \n</p>","clauseAtta":"https://img.kunlunhealth.com.cn/","payChannel":"wx","payType":"0","ageRange":"28天以上-35岁","benefitLaw":[{"id":0,"value":"法定受益人"}],"payPeriod":null,"payPeriodUnit":"","isSplit":0,"insurantLimit":1,"status":1,"docNo":"昆仑健康[2020]疾病保险014号,昆仑健康[2021]疾病保险012号","suitRiskName":"健康保普惠多倍版重大疾病保险,附加健康保豁免保险费重大疾病保险","isAllowReferee":2,"isPackageSell":0,"appntCertType":["0"],"insurantCertType":["0"],"beginSale":0,"endSale":0,"businessChannel":"09","packageInfo":[],"dutyInfo":null,"planDutyInfo":[{"id":140,"originPlanId":51,"planCode":"54","isMaster":1,"name":"健康保普惠多倍版重大疾病保险","vaildPeriod":0,"mainRiskCode":"I168","orginPlanCode":"I168","planType":0,"isRenewal":1,"maxAge":45,"minAge":0,"renewalPeriod":0,"renewalPeriodUnit":"","lockPeriod":0,"lockPeriodUnit":"","financingPeriod":"零","financingPeriodUnit":"","hesitationPeriod":15,"hesitationPeriodUnit":"天","waitPeriod":180,"waitPeriodUnit":"天","gracePeriod":60,"gracePeriodUnit":"天","sexRange":[{"id":0,"sex":"男"},{"id":1,"sex":"女"}],"ageRange":[{"id":1,"age":"28天以上"},{"id":2,"age":"1"},{"id":3,"age":"2"},{"id":4,"age":"3"},{"id":5,"age":"4"},{"id":6,"age":"5"},{"id":7,"age":"6"},{"id":8,"age":"7"},{"id":9,"age":"8"},{"id":10,"age":"9"},{"id":11,"age":"10"},{"id":12,"age":"11"},{"id":13,"age":"12"},{"id":14,"age":"13"},{"id":15,"age":"14"},{"id":16,"age":"15"},{"id":17,"age":"16"},{"id":18,"age":"17"},{"id":19,"age":"18"},{"id":20,"age":"19"},{"id":21,"age":"20"},{"id":22,"age":"21"},{"id":23,"age":"22"},{"id":24,"age":"23"},{"id":25,"age":"24"},{"id":26,"age":"25"},{"id":27,"age":"26"},{"id":28,"age":"27"},{"id":29,"age":"28"},{"id":30,"age":"29"},{"id":31,"age":"30"},{"id":32,"age":"31"},{"id":33,"age":"32"},{"id":34,"age":"33"},{"id":35,"age":"34"},{"id":36,"age":"35"}],"dutyPeriodRange":[{"id":1,"period":"终身"}],"socialSecurity":[],"payPeriodRange":[{"id":1,"payPeriod":0,"payPeriodUnit":""},{"id":2,"payPeriod":10,"payPeriodUnit":"Y"},{"id":3,"payPeriod":20,"payPeriodUnit":"Y"},{"id":4,"payPeriod":30,"payPeriodUnit":"Y"}],"dutyDel":[{"id":113,"code":"172001","name":"重大疾病保险金(100种)","remark":"第一次重大疾病保险金<br/>\r\n于第15个保险单周年日(不含当日)之前确诊,赔付150%基本保险金额/累计已交保费/现金价值三者较大项;<br/>\r\n于第15个保险单周年日(含当日)之后确诊,赔付100%基本保险金额/累计已交保费/现金价值三者较大项。<br/>\r\n<br/>\r\n第二次重大疾病保险金<br/>\r\n赔付基本保额的120%;两次间隔1年。","dutyRange":[{"id":1,"value":"200000"},{"id":2,"value":"300000"},{"id":3,"value":"400000"},{"id":4,"value":"500000"},{"id":5,"value":"600000"}],"dutyInfo":"","isRequired":1,"isChoice":1,"isInput":0,"isRatio":0,"ratio":null,"incrStepValue":null,"intro":"基本保额最高60万"},{"id":114,"code":"172001","name":"中症疾病保险金(25种)","remark":"赔付2次,每次赔付60%基本保额。","dutyRange":[{"id":1,"value":"200000"},{"id":2,"value":"300000"},{"id":3,"value":"400000"},{"id":4,"value":"500000"},{"id":5,"value":"600000"}],"dutyInfo":"","isRequired":0,"isChoice":1,"isInput":0,"isRatio":0,"ratio":null,"incrStepValue":null,"intro":"每次60%基本保额"},{"id":115,"code":"172001","name":"轻症疾病保险金(50种)","remark":"赔付3次,每次赔付30%基本保额。","dutyRange":[{"id":1,"value":"200000"},{"id":2,"value":"300000"},{"id":3,"value":"400000"},{"id":4,"value":"500000"},{"id":5,"value":"600000"}],"dutyInfo":"","isRequired":0,"isChoice":1,"isInput":0,"isRatio":0,"ratio":null,"incrStepValue":null,"intro":"每次30%基本保额"},{"id":116,"code":"172001","name":"特定疾病保险金(25种)","remark":"被保险人只要在年满30岁的首个保险单周年日(不含当日)之前确诊特定疾病,额外赔付100%基本保额。","dutyRange":[{"id":1,"value":"200000"},{"id":2,"value":"300000"},{"id":3,"value":"400000"},{"id":4,"value":"500000"},{"id":5,"value":"600000"}],"dutyInfo":"","isRequired":0,"isChoice":1,"isInput":0,"isRatio":0,"ratio":null,"incrStepValue":null,"intro":"详见条款"},{"id":117,"code":"172001","name":"豁免保险费","remark":"被保险人患重疾、中症、轻症,豁免后期未交保费。","dutyRange":[{"id":1,"value":"200000"},{"id":2,"value":"300000"},{"id":3,"value":"400000"},{"id":4,"value":"500000"},{"id":5,"value":"600000"}],"dutyInfo":"","isRequired":0,"isChoice":1,"isInput":0,"isRatio":0,"ratio":null,"incrStepValue":null,"intro":"豁免未交保费"},{"id":118,"code":"172002","name":"身故或全残保险金(可选)","remark":"保障期限选择至70周岁,身故或全残责任为必选责任;<br/>\r\n保障期限为终身,身故或全残责任为可选责任,灵活选择;<br/>\r\n身故或全残责任的赔付:<br/>\r\n年满18周岁的首个保险单周年日(不含当日)之前身故或全残,赔付累计已交保费/现金价值两者较大项;<br/>\r\n年满18周岁的首个保险单周年日(含当日)之后身故或全残,赔付100%基本保额/累计已交保费/现金价值三者较大项。","dutyRange":[{"id":1,"value":"200000"},{"id":2,"value":"300000"},{"id":3,"value":"400000"},{"id":4,"value":"500000"},{"id":5,"value":"600000"}],"dutyInfo":"","isRequired":0,"isChoice":0,"isInput":0,"isRatio":0,"ratio":null,"incrStepValue":null,"intro":"详见条款","chioceMaster":[{"id":0,"choice":"不投保","data":"N"},{"id":1,"choice":"投保","data":"Y"}]},{"id":119,"code":"172003","name":"“恶性肿瘤——重度”医疗津贴保险金(可选)","remark":"自首次“恶性肿瘤——重度”确诊之日起365日以后,被保险人因“恶性肿瘤——重度”接受治疗行为的,则按40%基本保额赔付“恶性肿瘤——重度”医疗津贴保险金。每一个保单年度内,给付一次为限;<br/>\r\n保险期间内,累计给付以3次为限。","dutyRange":[{"id":1,"value":"200000"},{"id":2,"value":"300000"},{"id":3,"value":"400000"},{"id":4,"value":"500000"},{"id":5,"value":"600000"}],"dutyInfo":"","isRequired":0,"isChoice":0,"isInput":0,"isRatio":0,"ratio":null,"incrStepValue":null,"intro":"40%*3次","chioceMaster":[{"id":0,"choice":"不投保","data":"N"},{"id":1,"choice":"投保","data":"Y"}]}]},{"id":141,"originPlanId":52,"planCode":"55","isMaster":0,"name":"附加健康保豁免保险费重大疾病保险","vaildPeriod":0,"mainRiskCode":"I168","orginPlanCode":"I169","planType":0,"isRenewal":1,"maxAge":60,"minAge":18,"renewalPeriod":0,"renewalPeriodUnit":"","lockPeriod":0,"lockPeriodUnit":"","financingPeriod":"零","financingPeriodUnit":"","hesitationPeriod":15,"hesitationPeriodUnit":"天","waitPeriod":180,"waitPeriodUnit":"天","gracePeriod":60,"gracePeriodUnit":"天","sexRange":[{"id":0,"sex":"男"},{"id":1,"sex":"女"}],"ageRange":[{"id":1,"age":"18"},{"id":2,"age":"19"},{"id":3,"age":"20"},{"id":4,"age":"21"},{"id":5,"age":"22"},{"id":6,"age":"23"},{"id":7,"age":"24"},{"id":8,"age":"25"},{"id":9,"age":"26"},{"id":10,"age":"27"},{"id":11,"age":"28"},{"id":12,"age":"29"},{"id":13,"age":"30"},{"id":14,"age":"31"},{"id":15,"age":"32"},{"id":16,"age":"33"},{"id":17,"age":"34"},{"id":18,"age":"35"},{"id":19,"age":"36"},{"id":20,"age":"37"},{"id":21,"age":"38"},{"id":22,"age":"39"},{"id":23,"age":"40"},{"id":24,"age":"41"},{"id":25,"age":"42"},{"id":26,"age":"43"},{"id":27,"age":"44"},{"id":28,"age":"45"},{"id":29,"age":"46"},{"id":30,"age":"47"},{"id":31,"age":"48"},{"id":32,"age":"49"},{"id":33,"age":"50"},{"id":34,"age":"51"},{"id":35,"age":"52"},{"id":36,"age":"53"},{"id":37,"age":"54"},{"id":38,"age":"55"},{"id":39,"age":"56"},{"id":40,"age":"57"},{"id":41,"age":"58"},{"id":42,"age":"59"},{"id":43,"age":"60"}],"dutyPeriodRange":[{"id":1,"period":"终身"}],"socialSecurity":[],"payPeriodRange":[{"id":1,"payPeriod":0,"payPeriodUnit":""},{"id":2,"payPeriod":10,"payPeriodUnit":"Y"},{"id":3,"payPeriod":20,"payPeriodUnit":"Y"},{"id":4,"payPeriod":30,"payPeriodUnit":"Y"}],"dutyDel":[{"id":120,"code":"173001","name":"投保人豁免保险费(可附加)","remark":"投保人患重疾、中症、轻症、身故、全残 ,豁免后期未交保费。","dutyRange":[{"id":1,"value":"200000"},{"id":2,"value":"300000"},{"id":3,"value":"400000"},{"id":4,"value":"500000"},{"id":5,"value":"600000"}],"dutyInfo":"","isRequired":0,"isChoice":0,"isInput":0,"isRatio":0,"ratio":null,"incrStepValue":null,"intro":"豁免未交保费"}]}],"saleArea":[],"intelUw":1,"needCredit":0,"insurantOnlySelf":0,"activityCode":null,"buyAuth":0,"appntHealthNotify":"<p>\n\t1、被保险人最近1年内是否有下列不适或症状:反复头晕、头痛、晕厥、抽搐、乏力、反复咳嗽、咯血、心悸、胸闷、胸痛、气短、呼吸困难、身体任何部位的包块或肿物、紫斑、反复腹痛、黄疸、肝区疼痛、浮肿、耳鸣、血尿、蛋白尿、便血、关节肿痛、肌肉萎缩、反复发热、明显体重下降(体重在6个月内下降超过5公斤)、原因不明的皮肤或鼻出血、淋巴结持续肿大?或就任何健康问题(除一般流感、感冒或肠胃炎外)正在接受任何治疗,或打算寻求或被医生建议寻求治疗或检查?\n</p>\n<p>\n\t2、被保险人最近2年内是否做过以下一项或几项检查并且检查结果有异常并且被建议随诊、复检或进一步检查:心电图、超声心动图、血管造影、X光、B超、CT,核磁共振、内窥镜、病理检查、肌电图、肿瘤标志物检查、妇科检查、宫颈TCT检查、血液检查或其它检查项目,或正在等待任何检查/调查的结果?\n</p>\n<p>\n\t3、被保险人是否曾经被诊断或正患有以下任何疾病:<br />\n良、恶性肿瘤(含原位癌、癌前病变、肿块、结节、囊肿、息肉、宫颈上皮内瘤变(CIN))、高血压(收缩压达到140mmHg或舒张压达到90mmHg)、心脏病(包括但不限于心功能不全、冠心病、心肌梗死、心肌病)、主动脉血管瘤;脑血管病(包括但不限于脑出血、脑中风、脑血管畸形);肝硬化、慢性肝功能衰竭失代偿期、慢性活动性肝炎(包括乙型、丙型病毒性肝炎或携带者)、糖尿病、胰腺炎、胰腺囊肿;溃疡性结肠炎、克隆病、萎缩性胃炎或胃溃疡;肺部疾病(包括肺气肿、肺结核、慢性阻塞性肺病、尘肺、肺纤维化、呼吸衰竭);哮喘;眼部疾病;先天性疾病、遗传性疾病、红斑狼疮;肾脏疾病(包括慢性肾炎、肾功能衰竭、多囊肾);泌尿生殖系统疾病;严重的血液疾病(包括白血病、血友病、再生障碍性贫血);神经疾病(包括癫痫、多发性硬化、重症肌无力);精神分裂症、抑郁症、脑炎后遗症或脑膜炎后遗症、阿尔茨海默病、帕金森病;性病、艾滋病及HIV阳性、接受过器官移植、法定传染病甲类或乙类;智力障碍、严重视力听力、语言能力障碍、脊柱或胸廓畸形、四肢、手足缺损或畸形、瘫痪、关节炎或植物人状态;成瘾性药物、毒品中毒史?或除以上疾病、因任何健康问题(除一般流感、感冒或肠胃炎外),曾接受超过连续14天的药物治疗?\n</p>\n<p>\n\t4、被保险人是否曾被保险公司解除合同、拒保、延期、条件承保或有过任何形式的重大疾病保险索赔?被保险人正在申请或已生效的重大疾病累计保额是否大于100万?\n</p>\n<p>\n\t5、(妇女适用)被保险人现在是否正处于怀孕28周至产后4周或合并妊娠并发症?或孕周未超过28周,但孕期检查结果有异常?被保险人最近1年内是否曾有阴道异常流血、不明原因乳头溢液?\n</p>","appntQuestVersion":"09202102","healthService":[{"id":1,"name":"重疾绿通","picUrl":"https://img.kunlunhealth.com.cn/37b9ddd4127b87bf51c79c882294ea52.jpg","fileUrl":"f81f0f92cdd7ef6bb3f1916440e337f8.docx","productId":50,"ctime":0,"utime":0,"cby":"","uby":"","isDel":0,"fileUrlStr":"https://img.kunlunhealth.com.cn/f81f0f92cdd7ef6bb3f1916440e337f8.docx"}],"claimInfo":[{"id":1,"productId":50,"name":"重大疾病、中症、轻症保险金申请","remark":"在申请重大疾病保险金、中症疾病保险金、轻症疾病保险金、特定疾病保险金、豁免保险费时,申请人应填写保险金给付申请书,并提交下列证明和资料向本公司申请给付:</br>\r\n1.保险合同;</br>\r\n2.申请人的有效身份证件;</br>\r\n3.由本公司指定或认可的医院出具的疾病诊断证明书、病理报告、检查报告及有关病历资料;</br>\r\n4.所能提供的与确认保险事故的性质、原因等有关的其他证明和资料;</br>\r\n5.如申请人委托他人申请的,还应提供授权委托书原件、委托人和受托人的身份证明等相关证明文件。","picUrl":"","pcPicUrl":"","ctime":0,"utime":0,"isDel":0},{"id":2,"productId":50,"name":"身故保险金申请","remark":"在申请身故保险金时,申请人应填写保险金给付申请书,并提交下列证明和资料向本公司申请给付:</br>\r\n1.保险合同;</br>\r\n2.申请人的有效身份证件;</br>\r\n3.国家卫生行政部门认定的医疗机构、公安部门或其他相关机构出具的被保险人的死亡证明;</br>\r\n4.如被保险人被宣告死亡,须提供人民法院出具的宣告死亡证明材料;</br>\r\n5.被保险人的户籍注销证明;</br>\r\n6.所能提供的与确认保险事故的性质、原因等有关的其他证明和资料;</br>\r\n7.如申请人委托他人申请的,还应提供授权委托书原件、委托人和受托人的身份证明等相关证明文件。</br>\r\n如果被保险人在人民法院宣告死亡后生还,本合同仍然在其被宣告死亡时终止。身故保险金申请人应于知道或应当知道被保险人生还后30日内,退还本公司已支付的身故保险金中超过被保险人被宣告死亡时的本合同的现金价值以上的部分。</br>\r\n身故保险金作为被保险人遗产时,必须提供可证明合法继承权的相关权利文件。","picUrl":"","pcPicUrl":"","ctime":0,"utime":0,"isDel":0},{"id":4,"productId":50,"name":"全残保险金的申请","remark":"在申请全残保险金时,申请人应填写保险金给付申请书,并提交下列证明和资料向本公司申请给付:</br>\r\n1.保险合同;</br>\r\n2.申请人的有效身份证件;</br>\r\n3.国家有关机关认可或具有合法资质的伤残鉴定机构出具的全残鉴定证明;</br>\r\n4.所能提供的与确认保险事故的性质、原因等有关的其他证明和资料;</br>\r\n5.如保险金申请人委托他人申请的,还应提供授权委托书原件、委托人和受托人的身份证明等相关证明文件。","picUrl":"","pcPicUrl":"","ctime":0,"utime":0,"isDel":0},{"id":5,"productId":50,"name":"恶性肿瘤——重度”医疗津贴保险金的申请","remark":"在申请“恶性肿瘤——重度”医疗津贴保险金时,申请人应填写保险金给付申请书,并提交下列证明和资料向本公司申请给付:</br>\r\n1.保险合同;</br>\r\n2.申请人的有效身份证件;</br>\r\n3.本公司指定或认可的医院出具的病历材料(包括门急诊病历、住院病历、出院小结、相关的检查报告、疾病诊断证明书及医疗费用凭证等);</br>\r\n4.所能提供的与确认保险事故的性质、原因、伤害程度等有关的其他证明和资料;</br>\r\n5.如保险金申请人委托他人申请的,还应提供授权委托书原件、委托人和受托人的身份证明等相关证明文件。</br>\r\n以上证明和资料不完整的,本公司将及时一次性通知申请人补充提供有关证明和资料。","picUrl":"","pcPicUrl":"","ctime":0,"utime":0,"isDel":0}],"gestateStatus":"","labelInfo":null,"seoTitle":"重疾险_中症险_轻症险_ 健康保普惠多倍版重大疾病保险_ 昆仑健康保险股份有限公司","seoDescription":"健康保普惠多倍版重疾险是一款可多次赔付险种,重大疾病初次赔付150%基本保险金额间隔1年可赔付基本保额的120%,中症疾病保险金赔付2次,每次赔付60%基本保额,\r\n轻症疾病保险金赔付3次,每次赔付30%基本保额","seoKeyword":"重大疾病保险金、中症疾病保险金、轻症疾病保险金、多次赔付保险","endorsement":null,"videoUrl":"27ba4ea5d509dd2576c1fe5f8df7326e.mp4","videoUrlStr":"https://img.kunlunhealth.com.cn/27ba4ea5d509dd2576c1fe5f8df7326e.mp4"}
保障责任
重大疾病保险金(100种)
中症疾病保险金(25种)
轻症疾病保险金(50种)
特定疾病保险金(25种)
豁免保险费
身故或全残保险金(可选)
“恶性肿瘤——重度”医疗津贴保险金(可选)
请选择被保险人年龄
保险范围/保额:
20万
30万
40万
50万
60万
保费试算:
1311元
了解更多
产品特色
基本信息
投保年龄
28日—35周岁(含28日和35周岁)
缴费方式
趸交/10年/20年/30年交
保险期限
终身
等待期
180天
本保险产品计划由《健康保普惠多倍版重大疾病保险》和《附加健康保豁免保险费重大疾病保险》组合而成。
投保案例
理赔流程
信息披露
- * 本产品的适用险种为:健康保普惠多倍版重大疾病保险,附加健康保豁免保险费重大疾病保险
- * 条款编码为:昆仑健康[2020]疾病保险014号,昆仑健康[2021]疾病保险012号
- * 昆仑健康保险公司在北京、上海、广东、浙江、山东设有分公司
- * 本产品在本公司设有分公司的区域销售
- * 本保险产品销售主体为昆仑健康保险股份有限公司,由昆仑健康保险北京分公司承保
- * 我公司自营网络平台已在中国保险行业协会官方网站上进行信息披露,访问链接为http://www.iachina.cn/,首页 > 互联网保险信息披露-人身险信息披露-昆仑健康保险股份有限公司
扫码添加产品老师企业微信,获取专属投保协助服务
您好,该产品为线下销售产品,暂不支持线上投保。如您需要投保该产品,可自行联系您的代理顾问进行投保。
您也可以预留您的联系信息,我们将为您安排代理顾问,协助您进行投保事宜,感谢您的支持与关注。
代理顾问将会尽快与您取得联系,请留意来电,确保及时取得服务。