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class=\"red\">\n\t风险提示\n</h4>\n<p>\n\t<b>犹豫期：</b>自签收保单之日起，您有15天的犹豫期，如犹豫期内退保，保险公司将退还您所缴全部保费。但超过犹豫期退保，可能会造成您的资金损失，请您重点关注。\n</p>\n<p>\n\t<b>等待期：</b>本合同生效或最后一次复效之日起 180 日内（含第 180 日）称为等待期。\n</p>\n<p>\n\t<b>医院：</b>指本公司指定医院或中华人民共和国卫生部门评审确定的二级或二级以上的公立医院，但不包括精神病院及专供康复、休养、戒毒、戒酒、护理、养老等非以直接诊治病人为目的的医疗机构。该医院必须具有符合国家有关医院管理规则设置标准的医疗设备，且全天二十四小时有合格医师及护士驻院提供医疗及护理服务。\n</p>","notifyAtta":"https://img.kunlunhealth.com.cn/","healthNotify":"<p>\n\t1、被保险人最近1年内是否有下列不适或症状：反复头晕、头痛、晕厥、抽搐、乏力、反复咳嗽、咯血、心悸、胸闷、胸痛、气短、呼吸困难、身体任何部位的包块或肿物、紫斑、反复腹痛、黄疸、肝区疼痛、浮肿、耳鸣、血尿、蛋白尿、便血、关节肿痛、肌肉萎缩、反复发热、明显体重下降（体重在6个月内下降超过5公斤）、原因不明的皮肤或鼻出血、淋巴结持续肿大？或就任何健康问题（除一般流感、感冒或肠胃炎外）正在接受任何治疗，或打算寻求或被医生建议寻求治疗或检查？\n</p>\n<p>\n\t2、被保险人最近2年内是否做过以下一项或几项检查并且检查结果有异常并且被建议随诊、复检或进一步检查：心电图、超声心动图、血管造影、X光、B超、CT，核磁共振、内窥镜、病理检查、肌电图、肿瘤标志物检查、妇科检查、宫颈TCT检查、血液检查或其它检查项目，或正在等待任何检查/调查的结果？\n</p>\n<p>\n\t3、被保险人是否曾经被诊断或正患有以下任何疾病:<br />\n良、恶性肿瘤（含原位癌、癌前病变、肿块、结节、囊肿、息肉、宫颈上皮内瘤变（CIN））、高血压（收缩压达到140mmHg或舒张压达到90mmHg）、心脏病（包括但不限于心功能不全、冠心病、心肌梗死、心肌病）、主动脉血管瘤；脑血管病（包括但不限于脑出血、脑中风、脑血管畸形）；肝硬化、慢性肝功能衰竭失代偿期、慢性活动性肝炎（包括乙型、丙型病毒性肝炎或携带者）、糖尿病、胰腺炎、胰腺囊肿；溃疡性结肠炎、克隆病、萎缩性胃炎或胃溃疡；肺部疾病（包括肺气肿、肺结核、慢性阻塞性肺病、尘肺、肺纤维化、呼吸衰竭）；哮喘；眼部疾病；先天性疾病、遗传性疾病、红斑狼疮；肾脏疾病（包括慢性肾炎、肾功能衰竭、多囊肾）；泌尿生殖系统疾病；严重的血液疾病（包括白血病、血友病、再生障碍性贫血）；神经疾病（包括癫痫、多发性硬化、重症肌无力）；精神分裂症、抑郁症、脑炎后遗症或脑膜炎后遗症、阿尔茨海默病、帕金森病；性病、艾滋病及HIV阳性、接受过器官移植、法定传染病甲类或乙类；智力障碍、严重视力听力、语言能力障碍、脊柱或胸廓畸形、四肢、手足缺损或畸形、瘫痪、关节炎或植物人状态；成瘾性药物、毒品中毒史？或除以上疾病、因任何健康问题（除一般流感、感冒或肠胃炎外），曾接受超过连续14天的药物治疗?\n</p>\n<p>\n\t4、被保险人是否曾被保险公司解除合同、拒保、延期、条件承保或有过任何形式的重大疾病保险索赔？被保险人正在申请或已生效的重大疾病累计保额是否大于100万？\n</p>\n<p>\n\t5、（妇女适用）被保险人现在是否正处于怀孕28周至产后4周或合并妊娠并发症？或孕周未超过28周，但孕期检查结果有异常？被保险人最近1年内是否曾有阴道异常流血、不明原因乳头溢液？\n</p>\n<p>\n\t6、适用于不满2周岁的被保险人：是否出生时体重低于2.5公斤；是否出生时曾有早产、难产、窒息、缺氧等异常情况；是否存在智能低下、发育迟缓、脑瘫、反复惊厥、抽搐等情况？\n</p>","questVersion":"09202101","notifyJob":"1,2,3,4","minAmount":1599,"maxAmount":0,"perAmount":0,"minNum":1,"maxNum":0,"buyNum":0,"expectedRate":"0.00","currentRate":0,"clause":"<h4>\n\t《免除保险人责任确认书》\n</h4>\n<p class=\"fontWeight600\">\n\t尊敬的客户，您好！\n</p>\n<p>\n\t感谢您选择昆仑健康保险股份有限公司(以下简称“本公司”)的《健康保青春多倍版重大疾病保险》和《附加健康保豁免保险费重大疾病保险》产品，这是对本公司的充分信任和支持。为了让您更充分的了解条款内容，保障您的合法权益，本公司在产品条款中已对免除保险责任的内容通过加黑以及标注灰色底纹的方式做了突出显示，请您仔细查阅，并请您重点关注各产品条款相关免责内容，具体内容如下：\n</p>\n<p class=\"docContent_title\">\n\t健康保青春多倍版重大疾病保险\n</p>\n<p>\n\t<b>第九条 责任免除</b> \n</p>\n<p class=\"textIndent2\">\n\t<b>因下述一种或多种情形导致被保险人身故或全残，发生本合同所列的重大疾病、中症疾病、轻症疾病、特定疾病、特定心脑血管疾病的，本公司不承担给付保险金和豁免保险费的责任：</b> \n</p>\n<p class=\"textIndent2\">\n\t<b>（一）投保人对被保险人的故意杀害、故意伤害；</b> \n</p>\n<p class=\"textIndent2\">\n\t<b>（二）被保险人故意犯罪或抗拒依法采取的刑事强制措施；</b> \n</p>\n<p class=\"textIndent2\">\n\t<b>（三）被保险人故意自伤、或自本合同成立或者本合同效力恢复之日起2年内自杀，但被保险人自杀时为无民事行为能力人的除外；</b> \n</p>\n<p class=\"textIndent2\">\n\t<b>（四）被保险人服用、吸食或注射毒品；</b> \n</p>\n<p class=\"textIndent2\">\n\t<b>（五）被保险人酒后驾驶、无合法有效驾驶证驾驶，或驾驶无合法有效行驶证的机动车；</b> \n</p>\n<p class=\"textIndent2\">\n\t<b>（六）被保险人感染艾滋病病毒或患艾滋病（但符合本合同“附表一：重大疾病列表” 中疾病定义的除外）； </b> \n</p>\n<p class=\"textIndent2\">\n\t<b>（七）战争、军事冲突、暴乱或武装叛乱；</b> \n</p>\n<p class=\"textIndent2\">\n\t<b>（八）核爆炸、核辐射或核污染；</b> \n</p>\n<p class=\"textIndent2\">\n\t<b>（九）遗传性疾病，先天性畸形、变形或染色体异常（但符合本合同“附表一：重大疾病列表”“附表二：中症疾病列表”“附表三：轻症疾病列表”“附表四：特定疾病列表”中疾病定义的除外）。</b> \n</p>\n<p class=\"textIndent2\">\n\t<b>被保险人因上述第（一）项情形身故的，本公司向被保险人的继承人退还本合同的现金价值，本合同终止。 </b> \n</p>\n<p class=\"textIndent2\">\n\t<b>被保险人因上述第（一）项情形全残或发生本合同所列的重大疾病、中症疾病、轻症疾病、特定疾病的，本公司向被保险人退还本合同的现金价值，本合同终止。</b> \n</p>\n<p class=\"textIndent2\">\n\t<b>被保险人因上述其他情形身故或全残，发生本合同所列的重大疾病、中症疾病、轻症疾病、特定疾病的，本公司向投保人退还本合同的现金价值，本合同终止。</b> \n</p>\n<p class=\"textIndent2\">\n\t<b>第十条 其他免责条款</b> \n</p>\n<p class=\"textIndent2\">\n\t<b>除以上“第九条 责任免除”外，本合同中还有其他免除本公司责任的条款，详见本合同“第三条 犹豫期”“第四条 明确说明与如实告知”“第七条 等待期”“第八条 保险责任”“第十三条 宽限期”“第十四条 保险单贷款”“第十八条 年龄性别错误”“第二十条 合同中止与复效”“第二十一条 合同解除”“第二十二条 保险事故通知”“第二十三条 保险金申请”“第二十八条 释义”中背景突出显示的内容，以及“附表一：重大疾病列表”“附表二：中症疾病列表”“附表三：轻症疾病列表”“附表四：特定疾病列表”“附表五：特定心脑血管疾病列表”“附表六：术语释义”的释义中加粗显示的内容。</b> \n</p>\n<p class=\"docContent_title\">\n\t附加健康保豁免保险费重大疾病保险\n</p>\n<p>\n\t<b>第九条 责任免除 </b> \n</p>\n<p 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