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class=\"red\">\n\t风险提示\n</h4>\n<p>\n\t<b>犹豫期：</b>自签收保单之日起，您有15天的犹豫期，如犹豫期内退保，保险公司将退还您所缴全部保费。但超过犹豫期退保，可能会造成您的资金损失，请您重点关注。\n</p>\n<p>\n\t<b>医院：</b>指中华人民共和国卫生部门评审确定的二级或二级以上的公立医院，且仅限于上述医院的普通部，不包括如下机构或医疗服务：1.特需医疗、外宾医疗、干部病房、联合病房、国际医疗中心、VIP 部、联合医院；2.诊所、康复中心、家庭病床、护理机构；3.休养、戒酒、戒毒中心或类似的医疗机构。该医院必须具有系统的、充分的诊断设备和全套外科手术设备，且全天二十四小时有合格医师及护士驻院提供医疗及护理服务。\n</p>","notifyAtta":"https://img.kunlunhealth.com.cn/","healthNotify":"<p>\n\t1、您是否有在生效的驾乘意外、综合意外伤害类保险产品的累计身故保额超过200万？\n</p>\n<p>\n\t2、您是否曾在任何保险公司投保时被拒保、延期、加费或在附加条件下承保、提出或已经得到理赔？\n</p>\n<p>\n\t3、您是否有参加飞行、潜水、滑雪、跳伞、武术比赛、搏击类运动、赛车、赛马、蹦极、特技表演及其他高风险运动的嗜好？\n</p>\n<p>\n\t4、您是否计划到中东地区、非洲、阿富汗、伊拉克、利比里亚、苏丹、叙利亚，以及投保时已经处于战争状态或已被宣布为紧急状态的国家或地区旅行，工作或居住？\n</p>\n<p>\n\t5、您是否曾经或正患有下列疾病或症状：恶性肿瘤、癫痫、阿尔茨海默病、帕金森病、痴呆、精神病（如抑郁症、精神分裂症等）、智能障碍、严重心脏病（中、重度心力衰竭，或心功能三、四级）、重度高血压（3级高血压）、重症肌无力、冠心病、尿毒症或肾功能衰竭、肝硬化、脑卒中（中风）、脑梗塞、脑出血、再生障碍性贫血、生活不能自理、身体功能障碍或残疾（比如四肢、视力、听力、脊柱、胸廓）？\n</p>\n<p>\n\t6、您是否有酒精、药物滥用成瘾史以及使用毒品、镇静剂及其它违禁药物？\n</p>\n<p>\n\t7、女性适用：您目前是否怀孕？\n</p>\n<p>\n\t8、被保人为两周岁以下时告知：您的孩子出生时是否有早产、难产、呼吸窘迫、或其他任何产科并发症；是否有智能障碍、先天性疾病、遗传性疾病？\n</p>\n<p>\n\t9、您是否在银行有贷款或向其他个人或企业由借贷，且近半年内未能如期还款？\n</p>","questVersion":"09202106","notifyJob":"1,2,3,4","minAmount":153,"maxAmount":0,"perAmount":0,"minNum":1,"maxNum":0,"buyNum":0,"expectedRate":"0.00","currentRate":0,"clause":"<h4>\n\t《免除保险人责任确认书》\n</h4>\n<p class=\"fontWeight600\">\n\t尊敬的客户，您好！\n</p>\n<p>\n\t感谢您选择昆仑健康保险股份有限公司(以下简称“本公司”)的《星安无忧 少儿综合意外伤害保险》产品，这是对本公司的充分信任和支持，为了让您更充 分的了解条款内容，保障您的合法权益，本公司在产品条款中已对免除保险责任 的内容通过加黑以及标注灰色底纹的方式做了突出显示，请您仔细查阅，并请您 重点关注产品条款的相关免责内容，具体内容如下：\n</p>\n<p>\n\t<b>第八条 责任免除</b> \n</p>\n<p class=\"textIndent2\">\n\t<b>因下述一种或多种情形导致被保险人伤残、身故、发生医疗费用支出或进行 住院治疗的，本公司不承担给付保险金的责任：</b> \n</p>\n<p class=\"textIndent2\">\n\t<b>（一）投保人对被保险人的故意杀害、故意伤害；</b> \n</p>\n<p class=\"textIndent2\">\n\t<b>（二）被保险人故意自伤、故意犯罪或者抗拒依法采取的刑事强制措施；</b> \n</p>\n<p class=\"textIndent2\">\n\t<b>（三）被保险人自杀，但被保险人自杀时为无民事行为能力人的除外；</b> \n</p>\n<p class=\"textIndent2\">\n\t<b>（四）被保险人服用、吸食或注射毒品；</b> \n</p>\n<p class=\"textIndent2\">\n\t<b>（五）被保险人酒后驾驶，无合法有效驾驶证驾驶，或驾驶无合法有效行驶证的 机动车；</b> \n</p>\n<p class=\"textIndent2\">\n\t<b>（六）被保险人感染艾滋病病毒或患艾滋病； </b> \n</p>\n<p class=\"textIndent2\">\n\t<b>（七）战争、军事冲突、暴乱或武装叛乱；</b> \n</p>\n<p class=\"textIndent2\">\n\t<b>（八）核爆炸、核辐射或核污染；</b> \n</p>\n<p class=\"textIndent2\">\n\t<b>（九）被保险人猝死；</b> \n</p>\n<p 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